About us
Fast, honest business funding for Kiwi owners
We exist for the moment a business needs money quickly and the usual channels are too slow, too rigid or have already said no.
Fast Business Loans helps New Zealand business owners find the quickest realistic route to funding. That might be a cash flow loan to cover a GST return, an unsecured business loan for a new contract, or a fast second mortgage against property when the amount is larger. Our job is to understand your situation properly and point you to the option that genuinely fits — not the one that's easiest to sell.
Who we help
Trading businesses of every kind, from Northland to Southland: tradies and builders, cafés and restaurants, farms and orchards, freight operators, retailers, manufacturers, health practices and professional firms. Sole traders, partnerships, companies and trusts. Businesses that bank happily with a major bank, and businesses the bank has recently turned away.
- Unsecured and cash flow options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat-style security over residential or commercial property.
- Bad credit and IRD debt considered case by case.
- Business purposes only.
What we promise
No credit check to enquire
Finding out what's possible leaves your credit file untouched. A credit check only comes up once you choose to go ahead.
No spray-and-pray
We don't fire your details at a dozen lenders and hope. One person works out where your loan actually fits.
A real Kiwi on the phone
Someone reads your enquiry and rings you back. Honest answers on the form mean the right route on the first call.
How we work
Every enquiry is read by a person. We call you, ask the questions that matter — how much, what for, how long, how it will be repaid, whether property is available — and then explain your options in plain English. We don't publish interest rates, because every business loan is priced on its own circumstances; you'll see real costs before you commit to anything.
We'll also tell you when we think a loan isn't the answer. If the numbers suggest funding would only delay a harder problem, we'll say so, and suggest talking to your accountant.
Where we are
Our office is at 48 Shortland Street, Auckland, and you can call us on 09-888 5252. Most of our work happens by phone and online, so we help businesses right across the country.
Fast Business Loans is operated by the operators of Fast Business Loans.
See what your business could qualify for
One short enquiry, no credit check when you first enquire, and a real person who calls you back with options that fit.
No credit check to enquire
No spray-and-pray
A real Kiwi on the phone